• 25-Sep-2018 to 24-Nov-2018 (CST)
  • Commercial Lending
  • Waterloo, IA, USA
  • Full Time

Competitive Compensation with full time benefits package including KSOP

Responsible for the management, retention, and expansion of a commercial business portfolio which meets established lending requirements of BankIowa and provides maximum profitability to BankIowa with minimum risk.   Build existing and new relationships through business development, referral and calling efforts to market BankIowa and cross sell BankIowa products and services. Sales calls include calls to individuals and companies with no relationship to BankIowa, calls to solicit new business from individuals and companies with or without loan or depository relationships, responding to in-person and/or phone customer/commercial inquiries, and calling on existing customers to maintain positive contact and provide information about products and services. Manage, maintain, develop and grow a business banking portfolio. Interview loan applicants, collect and analyze financial data to determine credit-worthiness. Establish and negotiate terms under which credit can be extended. Make, approve, and close loans up to lending limit. Service and manage a business banking portfolio. Monitor portfolio credit quality and proactively identify and report potential high risk problem situations. Make recommendations and offer solutions to reduce bank risk resulting in lesser past dues, classified loans, charge offs, and bank losses.

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